Based on the conversation from the two adjacent bathroom stalls, both Xu Mo and Li Yunfei felt something was seriously wrong with one of the people talking.
While there are ways to make four million in a week, most of those methods can be found in a book called "Get Rich Quick (Criminal Law Edition)."
Especially when they heard that this venture required 200,000 yuan in startup capital, both immediately suspected it was some kind of scam.
So after finishing their business, they didn't leave right away. Instead, they exchanged knowing glances and decided to listen in to see if there was anything suspicious going on.
"200,000 yuan startup capital? That's quite a lot, Brother Hai. You know my situation - I can't even scrape together 20,000, let alone 200,000."
"You're thinking too small! If you don't have money, you can borrow it. Worst case, steal your parents' retirement savings to use first. Think about it - invest 200,000 to make millions. This is a chance to change your social class. Are you sure you're not tempted?"
"Alright! But what's the actual business, Brother Hai? Tell me first so I can see if I can do it. If I can, I'll figure out how to gather the 200,000!"
By this point, both men were certain.
This was definitely a scam, likely a "pig butchering" scheme targeting acquaintances!
Of course, they didn't act rashly. They decided to keep listening, and the more detail-oriented Xu Mo even took out his phone and started recording video of the stall door.
Then, Brother Hai began explaining his money-making scheme.
"What do you mean 'can you do it?' Let me tell you, anyone can do this. It's foolproof, guaranteed profits, money-making at its finest... It's simple too. All you need to do is rent a space and create a fake bank - just pick any one of the Big Four banks to copy."
"That 200,000 yuan startup capital is for building the bank. Just pick whichever of the Big Four banks you like, then replicate their branch layout exactly, one-to-one."
"You have to nail all the details, make it indistinguishable from the real thing. Make it so convincing that even the gods couldn't tell it's fake. That's how you make money."
"After setting up the bank, hire a few employees and wait for people to come deposit money. Whatever they deposit is what you earn. Then you can start making money while lying down. How about that? Isn't it brilliant?"
Xu Mo: "???"
Li Yunfei: "???"
Good grief - forge one of the Big Four banks? Wait for people to deposit money? And pocket everything they deposit!?
This guy must have eaten a leopard's gall bladder to be so bold!
The saying "your gains match your guts" really wasn't just empty words.
This brother really had some wild ideas! He'd try to make money from anything!
This was definitely worth handcuffs - way too criminal!
However, what surprised them even more was that the guy in the next stall was just as audacious. After hearing this so-called money-making scheme, not only did he not find anything wrong with it, he actually got excited...
One bold enough to propose, another bold enough to listen!
"Damn, this really seems like a way to make money! Brother Hai, you're so smart to think of this... But what if no one comes to deposit money? Wouldn't I fail to make any money then?"
"That's easy to solve!" Brother Hai laughed and continued.
"You need to run promotions! Give away things for deposits, like cooking oil and rice. For a one-year fixed deposit of 10,000 yuan, give them a bottle of cooking oil and a vacuum-packed bag of rice. Two years gets two sets. For deposits of 80,000-100,000, give them a new phone!"
"There are plenty of people who love small benefits. Set your interest rates slightly higher than other bank branches, and won't people line up to give you their money? A bottle of oil and a bag of rice for 10,000 yuan - tell me that's not a good deal!"
At this point, Li Yunfei started feeling something was off.
He looked at the new phone in his hand and fell into deep thought...
Earlier today, he had deposited all his savings - 100,000 yuan - into a bank in exchange for a phone.
Could it be... that he was the fool all along?
Before he could think further, the people in the stall started talking again.
"Awesome, Brother Hai, this is brilliant, absolutely brilliant! You've got such business acumen. If I had your brains, I'd be rich by now!"
Hearing this, Xu Mo thought to himself, you're lucky you don't have his criminal mind, or you'd already be in prison working the sewing machine!
"By the way, Brother Hai, what about ATMs? Those must be expensive, right? 200,000 probably isn't enough for even one machine. How will people deposit money without ATMs?"
"Why do you need ATMs? You couldn't buy those even if you had the money! No need for ATMs, just counters will do. When you're decorating, just build the ATM enclosures. If customers ask, tell them the bank just opened and the ATMs haven't arrived yet, so they can only deposit at the counter. Give them a passbook and you're done! A passbook is just a little booklet - put in some effort to forge it, and it won't cost much."
"But Brother Hai, what if people want to withdraw their money when their deposits mature?"
"Withdraw what money? You think this is a long-term business? Don't be stupid! This operation can only last ten days to half a month at most. How many people can there be around the bank? Once they've deposited their money, they won't come back. By then your deposit business will slow down anyway, but you'll have made several million. Just close the bank and run - you don't even need to pay the employees' salaries, haha!"
"Brilliant, Brother Hai! Damn, several million - I probably couldn't earn that much in my whole life!"
"Oh, and when you open your bank, don't do it on Huaihai Road. My ICBC branch is there. You need to pick a different location, or we'll be competing and neither of us will make money."
"Got it, thanks for the advice, Brother Hai! When I make it big, I'll definitely repay you!"
"..."
Huaihai Road, new ICBC branch...
Wasn't that exactly where he had deposited his money?
He was the fool all along!
Li Yunfei was completely stunned, too angry to speak, his head buzzing, his hand turning white from gripping the phone too tightly.
He, a police officer, had been scammed? It would be laughable if anyone found out!
And he spent his days preaching to citizens about fraud prevention and warning them not to fall for small benefits.
What a disaster!
Beside him, Xu Mo noticed Li Yunfei's expression and the new phone he was gripping tightly.
He asked quietly: "That phone, is it new?"
Li Yunfei: "..."
e bizarre and supernatural had descended. The previous emperor was a thoroughgoing tyrant; no longer satisfied with human women, he had set his sights on a stunningly beautiful supernatural entity. He met his end in his bedchamber, drained of all his vital essence. As the legitimate eldest son and crown prince, Wang Hao was thus hastily enthroned, becoming the young emperor of the Great Zhou Dynasty. No sooner had he awakened the "Imperial Sign-In Intelligence System" than he was assassinated by a Son of Destiny—a classic villain's opening. The Great Zhou, ravaged by the former emperor's excesses, was in national decline. The great families within its borders harbored their own treacherous schemes, martial sects began to defy the imperial court's decrees, and border armies, their pay and provisions in arrears, grumbled incessantly against the central government. Fortunately, the central capital was still held secure by the half-million Imperial Guards and fifty thousand Imperial Forest Army who obeyed the court's orders, along with the royal family's hidden reserves of power, barely managing to suppress the realm. As the Great Zhou's finances worsened and supernatural activities grew ever more frequent, the court sat atop a volcano. Ambitious plotters everywhere dreamed of overthrowing the dynasty, and even some reclusive ancient powers emerged, attempting to sway the tides of the world. At the first grand court assembly, the civil and military officials nearly came to blows, fighting tooth and nail over the allocation of fifty million taels of silver from the summer tax revenues. The spectacle opened Wang Hao's eyes—the Great Zhou's bureaucracy was not only corrupt but also martially proficient, a cabinet of all-rounders. Some officials even had the audacity to suggest the emperor release funds from the imperial privy purse to address the emergency. Wang Hao suddenly felt weary. Let it all burn.
world slacker. But a genius female disciple just had to get clingy, insisting that he take her as a disciple. Not only that, she was always making advances on him, thoroughly disrupting his peaceful slacker life...
] [Lone Wolf, No Male Gaze] [Protagonist is pursued early on; extreme protagonist-stans, stay away!] The "Carnival Paradise" descends and slowly devours the real world in the form of a game. By chance, Zhu Yan awakens the talent [Roleplay], becoming one of the first beta players. He thought he could develop safely, but after clearing the first instance, he is branded by humanity as the chief culprit behind the game's spread—a traitorous villain. A villain? Who would ever... become one! He'll be the villain! From then on, Zhu Yan is not only a player but also a lackey for the Carnival Paradise. Between the straight path and the crooked path, he chooses the con. With his left hand, he dons the villain's mantle, staging scenes within instances, infuriating players who decry him as a despicable traitor, all while the game happily promotes him. With his right hand, he joins the non-human organization "Fangcun Mountain," which opposes the Carnival Paradise, transforming into a mysterious player who slaughters game bosses, earning cheers of "Long live the expert!" from fellow players. Gradually, Zhu Yan rises to become an S-rank human player in Fangcun Mountain's archives, while also being the Carnival Paradise's certified top game Boss. But when the final war erupts and both major factions place their hopes in him— Players tag his various aliases: "Experts, this offensive depends on you." The Carnival Paradise's supreme Boss throws an arm around his neck: "Bro, you're the iron, I'm the steel; you can't let me down again!"
grated, and just when he finally managed to get into an elite academy, he discovered that he actually had a system, and the way to earn rewards was extremely ridiculous. So for the sake of rewards, he had no choice but to start acting ridiculous as well. Su Cheng: "It's nothing but system quests after all." But later, what confused Su Cheng was that while he was already quite ridiculous, he never expected those serious characters to gradually become ridiculous too. And the way they looked at him became increasingly strange... (This synopsis doesn't do it justice, please read the full story)
