Based on the conversation from the two adjacent bathroom stalls, both Xu Mo and Li Yunfei felt something was seriously wrong with one of the people talking.
While there are ways to make four million in a week, most of those methods can be found in a book called "Get Rich Quick (Criminal Law Edition)."
Especially when they heard that this venture required 200,000 yuan in startup capital, both immediately suspected it was some kind of scam.
So after finishing their business, they didn't leave right away. Instead, they exchanged knowing glances and decided to listen in to see if there was anything suspicious going on.
"200,000 yuan startup capital? That's quite a lot, Brother Hai. You know my situation - I can't even scrape together 20,000, let alone 200,000."
"You're thinking too small! If you don't have money, you can borrow it. Worst case, steal your parents' retirement savings to use first. Think about it - invest 200,000 to make millions. This is a chance to change your social class. Are you sure you're not tempted?"
"Alright! But what's the actual business, Brother Hai? Tell me first so I can see if I can do it. If I can, I'll figure out how to gather the 200,000!"
By this point, both men were certain.
This was definitely a scam, likely a "pig butchering" scheme targeting acquaintances!
Of course, they didn't act rashly. They decided to keep listening, and the more detail-oriented Xu Mo even took out his phone and started recording video of the stall door.
Then, Brother Hai began explaining his money-making scheme.
"What do you mean 'can you do it?' Let me tell you, anyone can do this. It's foolproof, guaranteed profits, money-making at its finest... It's simple too. All you need to do is rent a space and create a fake bank - just pick any one of the Big Four banks to copy."
"That 200,000 yuan startup capital is for building the bank. Just pick whichever of the Big Four banks you like, then replicate their branch layout exactly, one-to-one."
"You have to nail all the details, make it indistinguishable from the real thing. Make it so convincing that even the gods couldn't tell it's fake. That's how you make money."
"After setting up the bank, hire a few employees and wait for people to come deposit money. Whatever they deposit is what you earn. Then you can start making money while lying down. How about that? Isn't it brilliant?"
Xu Mo: "???"
Li Yunfei: "???"
Good grief - forge one of the Big Four banks? Wait for people to deposit money? And pocket everything they deposit!?
This guy must have eaten a leopard's gall bladder to be so bold!
The saying "your gains match your guts" really wasn't just empty words.
This brother really had some wild ideas! He'd try to make money from anything!
This was definitely worth handcuffs - way too criminal!
However, what surprised them even more was that the guy in the next stall was just as audacious. After hearing this so-called money-making scheme, not only did he not find anything wrong with it, he actually got excited...
One bold enough to propose, another bold enough to listen!
"Damn, this really seems like a way to make money! Brother Hai, you're so smart to think of this... But what if no one comes to deposit money? Wouldn't I fail to make any money then?"
"That's easy to solve!" Brother Hai laughed and continued.
"You need to run promotions! Give away things for deposits, like cooking oil and rice. For a one-year fixed deposit of 10,000 yuan, give them a bottle of cooking oil and a vacuum-packed bag of rice. Two years gets two sets. For deposits of 80,000-100,000, give them a new phone!"
"There are plenty of people who love small benefits. Set your interest rates slightly higher than other bank branches, and won't people line up to give you their money? A bottle of oil and a bag of rice for 10,000 yuan - tell me that's not a good deal!"
At this point, Li Yunfei started feeling something was off.
He looked at the new phone in his hand and fell into deep thought...
Earlier today, he had deposited all his savings - 100,000 yuan - into a bank in exchange for a phone.
Could it be... that he was the fool all along?
Before he could think further, the people in the stall started talking again.
"Awesome, Brother Hai, this is brilliant, absolutely brilliant! You've got such business acumen. If I had your brains, I'd be rich by now!"
Hearing this, Xu Mo thought to himself, you're lucky you don't have his criminal mind, or you'd already be in prison working the sewing machine!
"By the way, Brother Hai, what about ATMs? Those must be expensive, right? 200,000 probably isn't enough for even one machine. How will people deposit money without ATMs?"
"Why do you need ATMs? You couldn't buy those even if you had the money! No need for ATMs, just counters will do. When you're decorating, just build the ATM enclosures. If customers ask, tell them the bank just opened and the ATMs haven't arrived yet, so they can only deposit at the counter. Give them a passbook and you're done! A passbook is just a little booklet - put in some effort to forge it, and it won't cost much."
"But Brother Hai, what if people want to withdraw their money when their deposits mature?"
"Withdraw what money? You think this is a long-term business? Don't be stupid! This operation can only last ten days to half a month at most. How many people can there be around the bank? Once they've deposited their money, they won't come back. By then your deposit business will slow down anyway, but you'll have made several million. Just close the bank and run - you don't even need to pay the employees' salaries, haha!"
"Brilliant, Brother Hai! Damn, several million - I probably couldn't earn that much in my whole life!"
"Oh, and when you open your bank, don't do it on Huaihai Road. My ICBC branch is there. You need to pick a different location, or we'll be competing and neither of us will make money."
"Got it, thanks for the advice, Brother Hai! When I make it big, I'll definitely repay you!"
"..."
Huaihai Road, new ICBC branch...
Wasn't that exactly where he had deposited his money?
He was the fool all along!
Li Yunfei was completely stunned, too angry to speak, his head buzzing, his hand turning white from gripping the phone too tightly.
He, a police officer, had been scammed? It would be laughable if anyone found out!
And he spent his days preaching to citizens about fraud prevention and warning them not to fall for small benefits.
What a disaster!
Beside him, Xu Mo noticed Li Yunfei's expression and the new phone he was gripping tightly.
He asked quietly: "That phone, is it new?"
Li Yunfei: "..."
reezy rom-com) Good news: Jiang Liu is quite the ladies' man. Bad news: He’s lost his memory. Lying in a hospital bed, Jiang Liu listens to a parade of goddesses spouting "absurd claims," feeling like the world is one giant game of Werewolf. "Jiang Liu, I’m your first love." "Jiang Liu, you’re my boyfriend—she’s your ex." "Jiang Liu, we’re close friends who’ve shared a bed, remember?" "Jiang Liu, I want to have your baby." The now-lucid Jiang Liu is convinced this must be some elaborate scam... until someone drops the bombshell: "The day before you lost your memory, you confessed your feelings—and got into a relationship." Jiang Liu is utterly baffled. So... who the hell is his actual girlfriend?! ... Before recovering his memories, Jiang Liu must navigate this minefield of lies and sincerity, fighting to protect himself from these women’s schemes. But things spiral even further out of control as more people show up at his doorstep—each with increasingly unhinged antics. On the bright side, the memories he lost due to overwhelming trauma seem to be resurfacing. Great news, right? So why are they all panicking now?
Cheng's father told him he was getting remarried—to a wealthy woman. Cao Cheng realized his time had finally come: he was about to become a second-generation rich kid. Sure, it might be a watered-down version, but hey, at least he'd have status now, right? The wealthy woman also had four daughters!! Which meant, starting today, Cao Cheng gained four stunning older sisters?? But that wasn't even the whole story... "My name is Cao Cheng—'Cheng' as in 'honest, smooth-talking gentleman'!"
esick Sect? Well, at least it's considered a respectable orthodox sect. Wait a minute— What kind of vibe are you all giving off? Shouldn’t this be a love-struck, romance-obsessed sect? Why does everyone here sound more like demonic cultivators? "Master, today he’s getting married. This disciple wishes to descend the mountain and crash the wedding, then toy with him to death right in front of his wife..." "Elder, I only got into your sect through connections, so why won’t you teach me anything?" "Because I also became an elder through connections." Thankfully, Su Ji was just an outer sect labor disciple. Surely, nothing too crazy would— "Junior Brother, you’ve broken through to Qi Refining. Once you sever your useless spiritual root, you can officially become an outer sect disciple." "The Great Dao is merciless. Don’t let a worthless spiritual root waste your essence and spirit, hindering your cultivation." Is this really the Lovesick Sect? ... Three years later, Su Ji sat in the seat of the Lovesick Sect’s sect master, sighing with emotion. His rise to this position all started when his junior sister adamantly insisted on preserving his "spiritual root." "Mmm... Senior Brother, what’s our relationship now?" "Stop talking. Keep going." "By the way, that newly promoted top-tier sect—didn’t they come to buy our Love Beans?" "One top-grade spirit stone per Love Bean—is that really so expensive?" "I suspect they’ve eaten too many Love Beans." "Now they’re lovesick." Well, this really is the Lovesick Sect after all.
close your eyes and open them again, only to find yourself transmigrated into the role of a villainous male supporting character. Readers familiar with urban wish-fulfillment novels know that it is only through the relentless antics of the villainous male supporting character that the plot between the male and female leads can progress. As the villainous male supporting character, Long Aotian not only has to bully the female lead, harass the second female lead, and flirt with the third female lead, but he also has to go all out to antagonize the male lead. In the end, when his body is discovered, he is still clutching half a moldy fried dough stick in his hand. Fully aware of the plot, Long Aotian is determined to change his fate, starting with the female lead! In the beginning, the female lead lacks confidence: "Big brother, I hope I didn't scare you?" In the middle, the female lead treads carefully: "Brother Long, please don't hit me, okay?" Later on, the female lead becomes coquettishly clingy: "Aotian, it's time to pay the 'public grain' tonight." Long Aotian's legs go weak, and he feels like crying: "I taught you to be thick-skinned, not shameless!"
